TilliT structures loans between friends and family. Clear terms, smart reminders, open communication. Because caring means being clear.
When someone struggles to repay, they go quiet. The lender feels ignored. The borrower feels ashamed. Weeks pass. Resentment builds. A relationship that survived everything else falls apart over a few hundred euros. This is financial ghosting, and it happens every day.
Define terms together: amount, schedule, interest or not. Both parties agree before anything starts. Free tier to organize, paid tier for legally binding IOUs.
Duolingo-style nudges that feel natural, not aggressive. Progress tracking, streaks, and repayment history that make staying on track feel rewarding.
The feature no competitor has. When things get tough, the borrower can signal difficulty directly in the app, suggest pausing, adjusting, or accelerating payments. The lender stays informed and can accept or decline. No silence. No guessing. Communication stays open.
Pause repayments. Adjust the schedule. Ask for help. TilliT doesn't force anything. It facilitates everything.
Inspired by Alan's approachable tone. Money is sensitive. TilliT addresses it without pressure, without judgment, with care.
It's not about mistrust. It's about responsibility. Like a seatbelt in a car, TilliT isn't used because you expect a crash. It's used because you care.
One person initiates. Both agree on amount, schedule, and terms. Everything is transparent from day one.
Smart reminders, visual progress, repayment history. Staying on track feels like a game, not a chore.
If something changes, say it in the app. Adjust the plan. Keep the conversation open. No ghosting. No stress.
Communication, anticipation, and flexibility. So money never gets in the way of the people you love.